Insurance & Payment Information

We work with most major dental insurance plans, including:

• Aetna
• Cigna
• Delta Dental
• Medi-Cal
• MetLife

If you’re not sure whether your plan is accepted, just call us. We’ll check your benefits for you and explain what’s covered in simple terms—before any treatment begins.

We proudly welcome Medi-Cal patients and help guide you through eligible services with care and respect.

Dental insurance can be confusing. We make it easier.

Our team will:

• Verify your benefits before your visit
• Explain what your insurance covers
• Review co-pays, deductibles, and any out-of-pocket costs
• File claims electronically on your behalf
• Help maximize benefits whenever possible

You’ll always know what to expect before treatment starts.

If you don’t have dental insurance, you still have options.

We offer simple, flexible payment solutions to keep care accessible, including:

• Cash and major credit cards
• In-office payment plans when available
• Third-party financing options for larger treatments

We can also provide clear cost estimates ahead of time so you can make informed decisions without feeling rushed.

We understand that not every family can afford treatment all at once. That’s why we offer financing options for procedures like implants or orthodontics and share special offers throughout the year.

Our team will:

• Help prioritize what matters most right now
• Review payment options privately and respectfully
• Answer questions without judgment

Financing options are available even if you don’t have a Social Security number.

Many patients worry about:

• Whether they can afford care
• Whether insurance will cover treatment
• Whether they’ll feel pressured

At Lucero Dental Group, our goal is simple—to help you protect your health in a way that makes sense for your life.

• We explain everything clearly.
• We respect your choices.
• And we never move forward without your understanding.

If you’d like to review insurance coverage, costs, or payment options before your visit, our friendly, Spanish-speaking team is here to help.

Call us anytime. We’re happy to walk you through it.